Roth Ira Limits 2024 Married. The contribution limit for a roth ira is $6,500 (or $7,500 if you are over 50) in 2023. Whether you can contribute the full amount to a roth ira depends on your income.
For 2023 and 2024, married individuals filing separately can only contribute to a roth ira if their modified adjusted gross income (magi) is less than $10,000. Single, head of household and married filing separately (didn’t.